/Personal Wealth OS

Loans & Mortgages

Canonical liabilities with explicit outstanding balance, contractual rate assumptions and repayment schedules. Principal reduces debt; interest and fees remain financial costs.

Active debt—
Mortgages—
Active debt—
Next scheduled payment—
Missing FX—

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Record payment

Loans & Mortgages

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Contract: wp2.8.debt-contracts.v1principal → liability reduction · interest/fees → financial cost · schedule → Financial Calendar → WP2.7 forecast