/Personal Wealth OS

Goals / FIRE

Deterministic objectives built from explicit financial facts and assumptions. FIRE uses passive income only — never all inflows — and does not invent market returns or inflation.

Active goals—
FIRE goals—
Debt-free goals—
Needs review—
TTM canonical spending—
TTM passive income—

FIRE target = max(annual spending − passive income, 0) / withdrawal rate.

Projected FIRE date is shown only when nominal return, inflation and monthly contribution are explicit.

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Goals / FIRE

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Contract: wp2.9.goals-fire.v1canonical passive-income postings only · AI is not a source of truth